{"id":692,"date":"2015-07-22T00:00:00","date_gmt":"2015-07-21T22:00:00","guid":{"rendered":"https:\/\/great-kare.185-125-174-66.plesk.page\/startkredit-lfa-foerderbank-bayern-gilt-auch-fuer-unternehmensnachfolger-2\/"},"modified":"2019-02-24T10:46:19","modified_gmt":"2019-02-24T09:46:19","slug":"startkredit-lfa-foerderbank-bayern-gilt-auch-fuer-unternehmensnachfolger-2","status":"publish","type":"post","link":"https:\/\/www.kern-unternehmensnachfolge.com\/it\/startkredit-lfa-foerderbank-bayern-gilt-auch-fuer-unternehmensnachfolger-2\/","title":{"rendered":"Start\u00adkre\u00addit der LfA F\u00f6rder\u00adbank Bayern auch f\u00fcr Unternehmensnachfolge"},"content":{"rendered":"<p><em>Unter\u00adneh\u00admens\u00adnach\u00adfol\u00adger benann\u00adten bis vor Kurzem Schwie\u00adrig\u00adkei\u00adten bei der Finan\u00adzie\u00adrung als eins der Haupt\u00adri\u00adsi\u00adken in ihrem Projekt.&nbsp; Der Start\u00adkre\u00addit der LfA F\u00f6rder\u00adbank Bayern ist nicht nur f\u00fcr die Existenz\u00adgr\u00fcn\u00adder, sondern auch als Baustein f\u00fcr die Finan\u00adzie\u00adrung von Unter\u00adneh\u00admens\u00adnach\u00adfol\u00adgen attraktiv.<\/em><\/p>\n<p>Damit reiht sich die bayri\u00adsche F\u00f6rder\u00adbank in die Reihe der landes\u00adei\u00adge\u00adnen F\u00f6rder\u00adban\u00adken ein, die Unter\u00adneh\u00admens\u00adnach\u00adfol\u00adgen zu beson\u00adders g\u00fcnsti\u00adgen Kondi\u00adtio\u00adnen finan\u00adzie\u00adren. Unl\u00e4ngst legte die <span class=\"caps\">IFB<\/span> Hamburg mit dem <a href=\"https:\/\/www.kern-unternehmensnachfolge.com\/it\/unternehmensnachfolge-hamburg-foerdermittel-helfen-beim-generationswechsel-2\/\">Hamburg Kredit Gr\u00fcndung und Nachfol\u00adge<\/a> ein \u00e4hnli\u00adches Programm auf.<\/p>\n<p>Zielgrup\u00adpe dieses Kredi\u00adtes sind Gr\u00fcnder und Unternehmens\u00adnachfolge kleiner und mittle\u00adrer gewerb\u00adli\u00adcher Unter\u00adneh\u00admen aus Indus\u00adtrie, Handwerk, Handel, Stra\u00dfen\u00adver\u00adkehr, Hotel- und Gastst\u00e4t\u00adten- und sonsti\u00adgem Dienst\u00adleis\u00adtungs\u00adge\u00adwer\u00adbe sowie Angeh\u00f6\u00adri\u00adge freier Berufe.<\/p>\n<p>Es gibt mit dem Start\u00adkre\u00addit und dem Start\u00adkre\u00addit 100 zwei unter\u00adschied\u00adli\u00adche Programme:<\/p>\n<ul>\n<li><strong>Start\u00adkre\u00addit:<\/strong> Ab einem Inves\u00adti\u00adti\u00adons\u00advo\u00adlu\u00admen von 25.000 <span class=\"caps\">EUR<\/span> bietet dieser F\u00f6rder\u00adkre\u00addit im Vergleich zum Markt\u00adzins deutlich g\u00fcnsti\u00adge\u00adre Kondi\u00adtio\u00adnen mit unter\u00adschied\u00adli\u00adchen Laufzei\u00adten. Es k\u00f6nnen unter\u00adschied\u00adli\u00adche Laufzei\u00adten mit tilgungs\u00adfrei\u00aden Jahren verein\u00adbart werden.<\/li>\n<li><strong>Start\u00adkre\u00addit 100<\/strong>: Mit diesem Finan\u00adzie\u00adrungs\u00adbau\u00adstein kann der Start\u00adkre\u00addit auf bis zu 100% der Inves\u00adti\u00adti\u00adons\u00adsum\u00adme aufge\u00adstockt werden. Die Zinsen f\u00fcr den Start\u00adkre\u00addit 100 liegen im unteren Bereich der markt\u00ad\u00fcb\u00adli\u00adchen&nbsp;S\u00e4tze.<\/li>\n<\/ul>\n<p>F\u00fcr beide Model\u00adle kann es eine Haftungs\u00adfrei\u00adstel\u00adlung i.H.v. 70% geben. Der Finan\u00adzie\u00adrungs\u00adan\u00adtrag muss \u00fcber die Hausbank des Kredit\u00adneh\u00admers an die LfA gestellt werden. Die Bearbei\u00adtungs\u00adzei\u00adten des Kredi\u00adtes liegen zwischen 6 und 12 Wochen.<\/p>\n<p>Hier findet sich ein aktuel\u00adler \u00dcberblick \u00fcber beide <a href=\"http:\/\/www.lfa.de\/website\/de\/foerderangebote\/gruendung\/foerderangebot\/darlehen\/\" target=\"_blank\" rel=\"noopener\">Program\u00adme<\/a> und deren&nbsp;<a title=\"\u00dcbersicht Konditionen LfA\" href=\"http:\/\/www.lfa.de\/website\/de\/spezial\/konditionen\/uebersichtKonditionen\/index.jsp\" target=\"_blank\" rel=\"noopener\">Kondi\u00adtio\u00adnen<\/a>.<\/p>\n<p>Die Start\u00adkre\u00addi\u00adte werden aus Budgets des Freistaa\u00adtess Bayern in Zusam\u00admen\u00adar\u00adbeit mit der&nbsp; KfW Banken\u00adgrup\u00adpe sowie der LfA F\u00f6rder\u00adbank Bayern realisiert.<\/p>\n<p>F\u00fcr den auf Unter\u00adneh\u00admens\u00adnach\u00adfol\u00adgen spezia\u00adli\u00adsier\u00adten Memmin\u00adger Unter\u00adneh\u00admens\u00adbe\u00adra\u00adter <a href=\"https:\/\/www.kern-unternehmensnachfolge.com\/it\/standort\/memmingen-lang\/\">Norbert Lang<\/a> geben diese F\u00f6rder\u00admit\u00adtel einen ganz wesent\u00adli\u00adchen Impuls f\u00fcr den Generations\u00adwechsel in bayri\u00adschen Famili\u00aden\u00adun\u00adter\u00adneh\u00admen: \u201eDamit erhal\u00adten Unter\u00adneh\u00admens\u00adnach\u00adfol\u00adger eine ganz wesent\u00adli\u00adche Hilfe\u00adstel\u00adlung bei der Struk\u00adtu\u00adrie\u00adrung ihrer Finan\u00adzie\u00adrung.\u201c Er erg\u00e4nzt: \u201eJetzt gilt es nur noch&nbsp;das passen\u00adde Unter\u00adneh\u00admen f\u00fcr den Nachfol\u00adge\u00adwil\u00adli\u00adgen zu finden. Diese Suche \u00fcberneh\u00admen wir als Spezia\u00adlis\u00adten&nbsp;gerne.\u201c<\/p>\n<p>Sein M\u00fcnch\u00adner Kolle\u00adge <a href=\"https:\/\/www.kern-unternehmensnachfolge.com\/it\/standort\/muenchen-habermann\/\">Holger Haber\u00admann<\/a> weist darauf hin, dass sich Existenz\u00adgr\u00fcn\u00adder und Unter\u00adneh\u00admens\u00adnach\u00adfol\u00adger bei der Beantra\u00adgung dieser F\u00f6rder\u00admit\u00adtel sehr gro\u00dfe M\u00fche bei der Erarbei\u00adtung einer den Antrag erg\u00e4n\u00adzen\u00adden Business\u00adpla\u00adnung machen sollten: \u201eAuch f\u00fcr \u00f6ffent\u00adlich gef\u00f6r\u00adder\u00adte Finan\u00adzie\u00adrun\u00adgen m\u00fcssen saube\u00adre Finan\u00adzie\u00adrungs\u00adun\u00adter\u00adla\u00adgen einge\u00adreicht werden. Hier gelten \u00e4hnlich hohe Standards wie bei einer reinen Bankenfinanzierung.\u201c<\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Unternehmensnachfolger benannten bis vor Kurzem Schwierigkeiten bei der Finanzierung als eins der Hauptrisiken in ihrem Projekt.\u00a0 Der Startkredit der LfA [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":693,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"wp_typography_post_enhancements_disabled":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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