{"id":1902,"date":"2018-07-21T23:24:32","date_gmt":"2018-07-21T21:24:32","guid":{"rendered":"https:\/\/great-kare.185-125-174-66.plesk.page\/?page_id=1902"},"modified":"2022-07-31T16:43:41","modified_gmt":"2022-07-31T14:43:41","slug":"finanziamento-del-prezzo-di-acquisto","status":"publish","type":"page","link":"https:\/\/www.kern-unternehmensnachfolge.com\/it\/kaufpreisfinanzierung\/","title":{"rendered":"Il finan\u00adzia\u00admen\u00adto sicuro del prezzo d\u2019acquis\u00adto inter\u00ades\u00adsa sia il vendito\u00adre che l\u2019acquirente"},"content":{"rendered":"<h1 style=\"text-align: left;\">Il finan\u00adzia\u00admen\u00adto del prezzo di acquisto<\/h1>\n<p>La finan\u00adzia\u00adbi\u00adli\u00adt\u00e0 del prezzo di acquis\u00adto non \u00e8 compi\u00adto del vendito\u00adre. Tutta\u00advia, poich\u00e9 in parti\u00adco\u00adla\u00adre nei casi di succes\u00adsio\u00adne aziend\u00ada\u00adle <a href=\"https:\/\/www.kern-unternehmensnachfolge.com\/it\/management-buy-out-mbo\/\" target=\"_blank\" style=\"outline: none;\" rel=\"noopener\">Manage\u00adment Buy Out<\/a> o (<span class=\"caps\">MBO<\/span>) <a href=\"https:\/\/www.kern-unternehmensnachfolge.com\/it\/acquisizione-da-parte-del-management\/\" target=\"_blank\" style=\"outline: none;\" rel=\"noopener\">Manage\u00adment Buy In<\/a> (<span class=\"caps\">MBI<\/span>) la finan\u00adzia\u00adbi\u00adli\u00adt\u00e0 del prezzo d\u2019acquis\u00adto rappre\u00adsen\u00adta una sfida, anche il vendito\u00adre dovreb\u00adbe dedica\u00adre maggio\u00adre atten\u00adzio\u00adne a questo aspetto.<\/p>\n<h3><span>Vendito\u00adre e acqui\u00adren\u00adte sono sulla stessa barca<\/span><\/h3>\n<p>Quasi tutte le acqui\u00adsi\u00adzio\u00adni aziend\u00ada\u00adli richie\u00addo\u00adno un finan\u00adzia\u00admen\u00adto da parte di un istitu\u00adto di credi\u00adto. Molti acqui\u00adren\u00adti sottova\u00adlu\u00adt\u00ada\u00adno il fabbi\u00adso\u00adg\u00adno di tempo e infor\u00adma\u00adzio\u00adni che ne deriva. Di conse\u00adguen\u00adza, anche per il vendito\u00adre il proces\u00adso di vendita subis\u00adce ritar\u00addi. Cosa pu\u00f2 fare il vendito\u00adre per aiuta\u00adre l\u2019acqui\u00adren\u00adte a garan\u00adti\u00adre il finan\u00adzia\u00admen\u00adto? In primo luogo, dovreb\u00adbe assis\u00adter\u00adlo nella forni\u00adtu\u00adra delle infor\u00adma\u00adzio\u00adni richies\u00adte dalla banca, parte\u00adci\u00adpan\u00addo eventu\u00adal\u00admen\u00adte anche alla conver\u00adsa\u00adzio\u00adne con la banca. Si consi\u00adglia all\u2019ac\u00adqui\u00adren\u00adte di sceglie\u00adre la banca giusta e di prepar\u00adar\u00adsi adegua\u00adta\u00admen\u00adte alle conver\u00adsa\u00adzio\u00adni. Se il prezzo di acquis\u00adto \u00e8 ragio\u00adne\u00advo\u00adle, non dovreb\u00adbe\u00adro esser\u00adci ostaco\u00adli al presti\u00adto di acqui\u00adsi\u00adzio\u00adne. L\u2019acqui\u00adren\u00adte dovreb\u00adbe essere a conoscen\u00adza di tutte le opzio\u00adni di finan\u00adzia\u00admen\u00adto dispo\u00adni\u00adbi\u00adli, ad esempio i presti\u00adti KfW agevo\u00adla\u00adti. Vi metti\u00adamo in contat\u00adto con rinoma\u00adti specia\u00adlis\u00adti in finan\u00adzia\u00admen\u00adti agevo\u00adla\u00adti che, su richies\u00adta, posso\u00adno offrir\u00advi tutto il neces\u00adsa\u00adrio per voi acqui\u00adren\u00adti, dal business plan al finan\u00adzia\u00admen\u00adto completo.<\/p>\n<p>Qualo\u00adra doves\u00adse comun\u00adque crear\u00adsi un divario nel pacchet\u00adto di finan\u00adzia\u00admen\u00adto, rimane al vendito\u00adre anche la possi\u00adbi\u00adli\u00adt\u00e0 di un presti\u00adto del vendito\u00adre (<a href=\"https:\/\/www.kern-unternehmensnachfolge.com\/it\/prestito-del-venditore\/\" target=\"_blank\" style=\"outline: none;\" data-lt-tmp-id=\"lt-401216\" spellcheck=\"false\" rel=\"noopener\">Presti\u00adto del vendito\u00adre<\/a>prestan\u00addo o conce\u00adden\u00addo al compra\u00adto\u00adre un accon\u00adto o un diffe\u00adri\u00admen\u00adto del prezzo di acquis\u00adto. Il rischio che la vendita fallis\u00adca per mancan\u00adza di finan\u00adzia\u00admen\u00adti \u00e8 eleva\u00adto, soprat\u00adtut\u00adto se la banca ritiene che il prezzo di acquis\u00adto sia esorbi\u00adtan\u00adte o se le garan\u00adzie non sono suffi\u00adci\u00aden\u00adti. Vi accom\u00adpa\u00adgne\u00adre\u00admo nelle tratta\u00adti\u00adve importan\u00adti e otter\u00adre\u00admo per voi i risul\u00adta\u00adti ottimali.<\/p>","protected":false},"excerpt":{"rendered":"<p>Die Kaufpreisfinanzierung Die Finanzierung des Kaufpreises ist zwar nicht die Aufgabe des Verk\u00e4ufers. Da jedoch insbesondere bei Nachfolgeregelungen durch Management [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"wp_typography_post_enhancements_disabled":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"iawp_total_views":7,"footnotes":"","tve_updated_post":"<div class=\"thrv_wrapper thrv-page-section tcb-window-width\" style=\"\" data-css=\"tve-u-16423f918a8\">\n<div class=\"tve-page-section-out\" data-css=\"tve-u-16423f918a9\"><\/div>\n<div class=\"tve-page-section-in tve_empty_dropzone\" data-css=\"tve-u-16423f918a5\"><div class=\"tcb-clear\" data-css=\"tve-u-16423f9189d\"><div class=\"thrv_wrapper thrv_text_element\" data-tag=\"h1\" data-css=\"tve-u-16423f918a7\"><h1 data-css=\"tve-u-16423fda326\" style=\"text-align: left;\" class=\"\">Die Kaufpreisfinanzierung<\/h1><\/div><\/div><\/div>\n<\/div><div class=\"thrv_wrapper thrv-page-section\" data-css=\"tve-u-1642403c79a\">\n<div class=\"tve-page-section-out\" data-css=\"tve-u-164240450fa\"><\/div>\n<div class=\"tve-page-section-in tve_empty_dropzone\" data-css=\"tve-u-1642402fa68\"><div class=\"thrv_wrapper thrv_text_element tve_empty_dropzone\"><p>Die Finanzierung des Kaufpreises ist zwar nicht die Aufgabe des Verk\u00e4ufers. Da jedoch insbesondere bei Nachfolgeregelungen durch <a href=\"https:\/\/www.kern-unternehmensnachfolge.com\/management-buy-out-mbo\/\" target=\"_blank\" class=\"tve-froala\" style=\"outline: none;\">Management Buy Out<\/a> (MBO) oder <a href=\"https:\/\/www.kern-unternehmensnachfolge.com\/management-buy-in-mbi\/\" target=\"_blank\" class=\"tve-froala\" style=\"outline: none;\">Management Buy In<\/a> (MBI) die Kaufpreisfinanzierung eine Herausforderung darstellt, sollte auch der Verk\u00e4ufer dem Thema erh\u00f6hte Aufmerksamkeit widmen.<\/p><h3 data-css=\"tve-u-164bebdedbd\" class=\"\"><span data-css=\"tve-u-164bebdede1\">Verk\u00e4ufer und K\u00e4ufer sitzen im selben Boot<\/span><\/h3><p>Nahezu alle Unternehmensk\u00e4ufe ben\u00f6tigen eine Finanzierung durch ein Kreditinstitut. Viele K\u00e4ufer untersch\u00e4tzen den hierdurch ausgel\u00f6sten Zeit- und Informationsbedarf. In der Folge verz\u00f6gert sich auch f\u00fcr den Verk\u00e4ufer der Prozess des Verkaufs. Was kann der Verk\u00e4ufer tun, um dem K\u00e4ufer bei der Sicherstellung der Finanzierung zu helfen? Zun\u00e4chst sollte er ihn bei der Bereitstellung der f\u00fcr die Bank erforderlichen Informationen zur Seite stehen, ggf. auch an dem Bankengespr\u00e4ch teilnehmen. Dem K\u00e4ufer ist zu raten, sich die richtige Bank auszusuchen und sich gut auf die Gespr\u00e4che vorzubereiten. Wenn der Kaufpreis vertretbar ist, sollte dem Akquisitionsdarlehen nichts im Wege stehen. Der K\u00e4ufer sollte alle zur Verf\u00fcgung stehenden F\u00f6rderm\u00f6glichkeiten kennen, z.B. gef\u00f6rderte KfW-Darlehen. Wir vermitteln Ihnen renommierte F\u00f6rdermittelspezialisten, die Ihnen auf Wunsch vom Business-Plan, bis zur kompletten F\u00f6rderung und Finanzierung, als K\u00e4ufer alles aus einer Hand anbieten.<\/p><p>Sollte dennoch eine L\u00fccke im Finanzierungspaket entstehen, bleibt dem Verk\u00e4ufer auch noch die M\u00f6glichkeit eines Vendor Loan (<a href=\"https:\/\/www.kern-unternehmensnachfolge.com\/verkaeuferdarlehen\/\" target=\"_blank\" class=\"tve-froala fr-basic\" style=\"outline: none;\" data-lt-tmp-id=\"lt-401216\" spellcheck=\"false\">Verk\u00e4uferdarlehen<\/a>), indem er dem K\u00e4ufer ein Teil des Kaufpreises verzinst leiht bzw. stundet. Das Risiko, dass der Verkauf an der Finanzierung scheitert ist hoch \u2013 insbesondere wenn der Bank der Kaufpreis \u00fcberh\u00f6ht erscheint oder Sicherheiten nicht ausreichen. Wir begleiten Sie bei den wichtigen Verhandlungen und erzielen dabei f\u00fcr Sie die optimalen Ergebnisse.<\/p><\/div><\/div>\n<\/div>","tve_custom_css":"@media (min-width: 300px){:not(#tve) [data-css=\"tve-u-164bebdedbd\"] { color: rgb(0, 115, 198) !important; }[data-css=\"tve-u-164240450fa\"] { background-color: rgb(248, 248, 248) !important; }[data-css=\"tve-u-1642403c79a\"] { padding-top: 50px !important; padding-bottom: 50px !important; }[data-css=\"tve-u-1642402fa68\"] { max-width: 1080px; }:not(#tve) [data-css=\"tve-u-16423fda326\"] { font-size: 52px !important; color: rgb(255, 255, 255) !important; }[data-css=\"tve-u-16423f9189d\"]::after { clear: both; }[data-css=\"tve-u-16423f918a5\"] { max-width: 1080px; min-height: 180px !important; }[data-css=\"tve-u-16423f918a7\"] { max-width: 690px; float: left; z-index: 3; position: relative; width: 100%; margin-bottom: 0px !important; margin-left: auto !important; margin-right: auto !important; }[data-css=\"tve-u-16423f918a8\"] .tve-page-section-in { display: flex; justify-content: center; flex-direction: column; }[data-css=\"tve-u-16423f918a8\"] { border: none; margin-top: 0px !important; padding-top: 50px !important; padding-bottom: 40px !important; }[data-css=\"tve-u-16423f918a9\"] { box-shadow: rgba(0, 0, 0, 0.2) 0px 3px 10px inset; background-image: linear-gradient(rgba(0, 115, 198, 0.6), rgba(0, 115, 198, 0.6)), url(\"https:\/\/www.kern-unternehmensnachfolge.com\/wp-content\/uploads\/2018\/07\/header-unternehmenskauf-schmal.jpg\") !important; background-size: auto, cover !important; background-attachment: scroll, scroll !important; background-position: 50% 50%, 50% 50% !important; background-repeat: no-repeat, no-repeat !important; }}","tve_user_custom_css":"","tve_globals":{"e":"1","font_cls":[]},"tcb2_ready":1,"tcb_editor_enabled":1,"tve_landing_page":"","_tve_header":"0","_tve_footer":"0"},"class_list":["post-1902","page","type-page","status-publish","hentry"],"taxonomy_info":[],"featured_image_src_large":false,"author_info":{"display_name":"filialleiter","author_link":"https:\/\/www.kern-unternehmensnachfolge.com\/it\/author\/filialleiter\/"},"comment_info":0,"_links":{"self":[{"href":"https:\/\/www.kern-unternehmensnachfolge.com\/it\/wp-json\/wp\/v2\/pages\/1902","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kern-unternehmensnachfolge.com\/it\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.kern-unternehmensnachfolge.com\/it\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.kern-unternehmensnachfolge.com\/it\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kern-unternehmensnachfolge.com\/it\/wp-json\/wp\/v2\/comments?post=1902"}],"version-history":[{"count":0,"href":"https:\/\/www.kern-unternehmensnachfolge.com\/it\/wp-json\/wp\/v2\/pages\/1902\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.kern-unternehmensnachfolge.com\/it\/wp-json\/wp\/v2\/media?parent=1902"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}